Finest loyalty playing cards and rewards apps within the UK

There are a great deal of loyalty playing cards and schemes – from quick meals, magnificence, healthcare, supermarkets, pet shops, and furnishings retailers.

Most come within the type of apps you may maintain in your cellphone, which definitely saves carrying round so many!

However what are a number of the greatest loyalty schemes on the market? And how are you going to benefit from them?

Let’s check out this bumper record of over 50 UK loyalty playing cards.

What’s the level of a loyalty card?

Retailers hope loyalty programmes will maintain prospects purchasing with them moderately than rivals. By providing rewards and reductions for repeat enterprise, comparable to money-off and BOGOF offers, you might be extra doubtless and tempted to return and proceed spending cash. 

However huge manufacturers and retailers don’t simply need your repeat enterprise – they need information on buyer purchasing and spending habits. This fashion, they will plan and develop merchandise, supply tailor-made promotions to their prospects and even adapt retailer layouts. In return, savvy consumers are rewarded with cash off coupons and reductions.

Are they price it? That is debatable – in all probability solely price it if you’re shopping for explicit items within the first place. When you begin shopping for merchandise simply because they’re on a particular supply, you is perhaps spending extra of your hard-earned cash than you deliberate.

Tips on how to get probably the most out of your loyalty schemes

Savvy consumers know the most effective methods to spice up their rewards and pave the way in which to save cash.

Get probably the most out of reward playing cards

Earn bonus factors

Look out for double bonus presents and promotions to maximise your factors. You may get your loyalty playing cards to work more durable and maximise the factors you earn. Use the shop’s app, web site or social media to test when there’s a potential to earn extra. 

Increase your level values

Benefit from the presents once you spend your loyalty rewards. They usually have a low return, however Tesco Clubcard is among the greatest when it comes to general worth. With their Reward Companions, you may flip 50p price of Tesco vouchers into £1.50 to spend on a takeaway pizza.

Analysis level presents

It’s price wanting round for particular presents and planning to make use of your rewards for days out or Christmas purchasing.

Finest loyalty playing cards

There’s something for everybody from IKEA to Costa, M&S to Iceland. We present you ways greatest to spend your factors to get probably the most out of your freebies.

Grocery store loyalty playing cards

Asda Rewards

The Asda Rewards App is a comparatively new child on the block! 

You might be set “missions” and earn cashback once you purchase the merchandise or ranges steered within the app. When you hit the goal, you’ll be given a money bonus. 

You possibly can then change your “money pot” for Asda vouchers to spend in retailer.

You must keep in mind to scan your barcode when trying out, as there isn’t any method for the customer support crew so as to add your factors to your account afterwards.

That is an app solely loyalty scheme – no bodily card is given.

You additionally get a reduction in your store should you hyperlink your Blue Gentle Card.

Iceland Bonus Card

The Iceland Bonus Card offers you £1 again for every £20 you save to the cardboard – you need to use the bonus instantly or maintain saving it up. You may get £109 again in a 12 months, plus reductions on purchasing too.

The scheme presents:

• Unique product reductions
• 1,000s of possibilities to win nice prizes
• Free residence supply in retailer or on-line
• Get a present to your birthday
• 10% off on Tuesdays in retailer for individuals aged over 60s

Tesco Clubcard

Tesco Clubcard is the preferred loyalty playing cards, with round 20 million individuals having signed up, and about 80% of Tesco transactions have a Clubcard scanned at checkout.

The grocery store tailors reductions to you in your purchasing habits by means of the app and presents coupons, giving Clubcard-only value reductions on merchandise with Clubcard Costs.

You’ll earn 1 level for each £1 you spend in Tesco, with every level price a penny. Your factors will probably be awarded as a voucher once you get to 250 factors. You should use your vouchers to pay to your purchasing.

Tesco has partnered up with a number of firms, who will (as much as) double the worth of your factors on the whole lot from purchasing to holidays and days out. Clubcard holders additionally obtain reductions on sure grocery objects.

You additionally get a complete host of different advantages, together with bonus factors on insurance coverage, Tesco Cellular, F&F Clothes and extra.

Tesco Clubcard vouchers have an expiry date, so make sure you use them earlier than they expire. You possibly can observe them within the Clubcard app.

Nectar Card

The Nectar Card first appeared in Sainsbury’s. When Sainsbury’s purchased Argos, it additionally means you may gather factors by means of them. You can even hyperlink your account to eBay and gather and spend factors with the web public sale web site.

Sainsbury’s and Argos spends earn you 1 level for each £1 you spend. Sainsbury’s is price 0.5p. 

You don’t want to attend for vouchers within the submit and might spend them immediately out of your Nectar card or app.

When you don’t need to spend them in retailer for face worth, you increase their worth with Nectar Companions.

There isn’t any expiry date on Nectar factors, so that you don’t want to fret about cashing them out.

Use our Nectar factors calculator to see how a lot your factors are price. 

myWaitrose

You don’t earn any factors with the myWaitrose loyalty program. As a substitute, the account presents you month-to-month unique reductions and cash off your store. 

Additionally, you will be entitled to the next:

• Free self-service scorching drink after purchasing (it’s essential to have your personal cup)
• 20% off chosen meat from the counter in retailer each Saturday
• 20% off chosen fish from the counter in retailer each Friday
• Free Waitrose magazines
• 5% off laundry and dry cleansing at Johnsons the Cleaners

Morrisons Extra

Morrisons Extra loyalty app (beforehand referred to as Match & Extra, then MyMorrisons, now Morrisons Extra) supplies reductions, vouchers again after you’ve collected sufficient factors, and personalised presents primarily based in your spending historical past.

It’s essential to activate the presents earlier than you get to the checkout.

The cardboard additionally presents member-only value reductions.

Lidl Plus

Lidl Plus is an app-only loyalty card getting you cash off and reductions in your meals store. 

You construct up factors in your purchasing every month for cash off bigger low cost vouchers.

The rewards have lately modified so that you just obtain a free bakery product after which a free cleansing product once you spend a specific amount. Every week there are 4 totally different coupons for numerous merchandise. You get reductions comparable to 20% off bakery merchandise or different objects and even £5 off a £40 store coupon.

Once you scan your card on the checkout, you get a “scratch card” with the possibility to get a voucher for as much as £20 off your subsequent purchasing journey.

Co-op Membership

This loyalty app is simple to make use of, though does value £1 to enroll. Nevertheless, you’ll quickly begin seeing your a refund after profiting from money-off vouchers to make use of in retailer, comparable to 25p off eggs or 50p off recent greens.

Every week you’ll be given some unique presents to make use of.

You used to get 2p again for each £1 you spent, however this was eliminated in 2024. As a substitute, they provide member-only reductions.

Finest gas loyalty playing cards and apps

You should use particular loyalty schemes for petrol stations or your grocery store playing cards when filling up your motor at Tesco or Sainsbury’s. These schemes might help to get cash off gas.

Though loyalty factors are nice, you have to steadiness the reward with the general value. Check out the place you’ll find the most cost effective gas.

Texaco Star Rewards

At Texaco, you save 1p for each litre of gas you replenish.

Once you attain 500 factors, you may redeem a £5 voucher or reward card.

You may get reward playing cards with Love2Shop, Argos, M&S or John Lewis, or you need to use them to get free gas from Texaco.

You get double factors in your first three fill-ups when utilizing the Star Rewards app.

BPme Rewards

When you’re going to be getting gas anyway, it’s possible you’ll as effectively get factors.

You gather factors on every go to with the loyalty card on the BPme Rewards app. That is for spending on gas or within the store.

You should use your factors to spice up your Avios steadiness, or use them at BP on a spread of items.

You get £2.50 once you signal as much as get began. 

You used to have the choice to gather Nectar factors at BPme, however that was stopped in 2018 after they launched their very own loyalty scheme.

Shell Go+

The Shell loyalty scheme offers you rewards every time you go to.

Once you spend £10 or extra on gas or £2 or extra within the store, it’s logged as a “go to”.

In your tenth go to, you’ll get cash off gas.

As an ongoing profit, you additionally get 10% off on-the-go meals ranges and 10% off scorching drinks.

Esso

Esso doesn’t have its personal loyalty scheme however means that you can gather factors utilizing your Nectar card. You possibly can pay out of your automobile and gather Nectar factors with the Esso app.

Every litre of gas rewards you with 1 Nectar level, and when purchasing of their service station or utilizing their automotive wash, you will get two Nectar factors for every £1 spent.

Once you’ve saved up sufficient Nectar factors, you may swap 300 factors for 5p off a litre.

Well being and sweetness

Boots Benefit Card

The Boots Benefit Card is the UK’s third hottest loyalty card. For every £1 you spend at Boots, you earn 4 factors, the identical as 4p to redeem again in retailer or on-line.

It is among the greatest loyalty schemes and is in style with college students (who can get 10% off with this card) and new mums. Boots has a Parenting Membership, the place you may gather double factors, and there’s a free Boots journal each month for members.

It’s essential to use your card not less than annually, or you’ll lose your factors.

Superdrug Well being Magnificence card

The Superdrug Well being & Magnificence card earns you 1 level for each £1 you spend. 

Once you attain 100 factors, you may swap them for £1, which is successfully 1% again in your purchases.

When you spend over £10, you get free customary supply. As a part of their rewards providing, you additionally get particular reductions every Thursday, member-only costs and a birthday freebie annually. Buyers can use the cardboard in retailer or on-line.

The Physique Store – Love Your Physique Membership

You’ll earn 10 factors for each £1 you spend at The Physique Store. Once you’ve saved 500 factors, you may swap them for merchandise price £5, which is round 10% again in your first spend.

You may be despatched £5 price of factors in your birthday to spend on-line or on this well being and sweetness retailer.

Remember that The Physique Store UK is presently in Administration and shops are closing, so it could be that this loyalty scheme stops in some unspecified time in the future within the close to future.

Holland & Barrett Rewards For Life

With Holland & Barrett, you’ll gather 4 factors for each £1 you spend. Every level is price 1p, which means you earn 4% out of your purchasing.

You possibly can obtain unique presents all year long that will help you get monetary savings.

Quick meals and treats

McDonald’s

The McDonald’s App means that you can construct factors every time you scan your QR code at checkout or once you order by means of the app. As you construct up factors, you might be supplied free meals.

Being an app person, you may also get entry to low-cost meals promotions and gather stamps for a free scorching drink.

Greggs Rewards

With the Greggs app, you earn rewards every time you purchase breakfast, pastries, candy treats, drinks, sandwiches and bakes.

You might be supplied meals at no cost once you gather 9 stamps in a class. 

Are you signing up for the primary time? There’s additionally free Greggs meals up for grabs!

KFC Rewards Arcade

With the Rewards Arcade app from KFC, you may win free meals.

They provide away hundreds of free meals every day. To get an invitation to play their recreation to win, you have to spend £3 (5€ in ROI).

For KFC deliveries (not Uber and many others), you have to spend a minimal of £7.

Burger King App

Once more, no loyalty factors, however you’ll obtain reductions on sure menu objects.

You may get good offers on meals and particular presents. 

Subcard from Subway

The Subway reward card earns you factors in your buy to spend on meals.

The quantity of factors you earn on the app will depend on whether or not you’ve gotten registered for an account or are simply utilizing it. As a registered person, you get 1 level for each 10p spent (1 level for each 15 cents ROI).

You get double factors for the primary 28 days as a newly registered account holder. 

YO! rewards

For sushi lovers, every time you eat in, click on and gather or get takeout, you may earn reward factors at YO!

Each 50 factors earn you a £5 off voucher to make use of in your subsequent go to. You possibly can solely use one £5 voucher per order (so maybe order mains and puddings individually).

Krispy Kreme Rewards

These doughnuts are scrumptious however fairly dear. However you may earn 10 factors for each £1 you spend – when you earn 100 factors, you’ll obtain a free doughnut. In addition they supply freebies to your birthday.

You possibly can solely use the reward scheme in Krispy Kreme shops and never in supermarkets with concessions.

Cafe and occasional store loyalty playing cards

Starbucks

For each £1 you spend at Starbucks, you gather three stars.

Once you’ve managed to avoid wasting up 150 stars, you may redeem them for a free drink. 

After you have 450 stars, you’ll turn into a Gold member and be supplied extras comparable to whipped cream or additional espresso pictures. You’ll be spending round £50 earlier than you get your free drink.

You additionally get a free drink as a Gold Member in your birthday.

Caffè Nero loyalty card

With Cafe Nero, you gather stamps once you order a barista-made drink and sure meals throughout promotions. You get a freebie from the menu once you attain 9 stamps in a class.

Keep in mind, you may also get 25% off barista-made drinks with Meerkat Meals (which might value simply £1 for a complete 12 months).

Check out different Caffe Nero presents.

Pret A Manger – PretPerks

PretPerks means that you can earn stars on each store. When you’ve collected ten stars within the app, you might be given a perk, together with freebies from a variety on supply.

There are additionally bonus stars and perks are sure occasions of the 12 months.

When you join the Espresso Subscription, you get additional stars every time you renew and with something you drink. Maintain a glance out on social media for particular promotions and reductions on their subscriptions.

Costa Membership

With the Costa Espresso Membership, you’ll obtain 5 factors for each £1 you spend. Not the most effective scheme round as you have to to spend £20 to earn £1 in credit score. You possibly can’t use your loyalty app together with every other reductions.

After you have collected your eight beans and acquired your self a free drink, you have to use this inside six months.

Restaurant loyalty playing cards

It’s price signing up for restaurant loyalty playing cards for reductions and particular presents.

Nando’s Card

Once you spend over £7, you’ll earn a Chilli Level. This may be with a spend on the until or should you order through the app at your desk.

You can even redeem rewards on-line should you’ve positioned an order on Click on and Accumulate or Supply.

Once you’ve collected three Chillis, you will get free meals the subsequent time you order. The extra Chillis you’ve gotten, the higher the meals turns into: 3 chillis is inexperienced tier and will get you 1/4 rooster or any starter; 6 chillis is orange tier and nabs you a free 1/2 rooster or any single burger, pita or wrap; and 20 chillis is crimson tier which sees you get a free complete rooster, single combo meal or salad.

Factors expire after a 12 months.

Toby Carvery app

You possibly can acquire entry to cash off vouchers and reductions by means of having the app in your cellphone, together with 25% off primary meals in the course of the week.

You can even e book a desk by means of the app, which is helpful.

Beefeater Reward Membership

Join unique reductions, get a free bottle of prosecco in your birthday and way more.

Use your app to gather factors when consuming in at Beefeater, and also you’ll earn 5 factors for each £1 you spend. Once you attain 500 factors, you may put them in direction of reductions to your meals.

Journey and holidays

Avios Air Miles

Store usually on their e-store and acquire factors to place in direction of a vacation. Think about incomes free flights or holidays by means of purchasing on-line.

Utilizing the AirMiles loyalty scheme, you may earn a mile per £2 spent.

You earn factors when reserving flights, automotive rent or inns and purchasing at explicit retailers, together with Apple and John Lewis.

Hilton Honors

Hilton Honors Membership means that you can progress by means of tiers to get higher perks the subsequent time you keep.

As a member, you additionally get entry to preferential charges to your upcoming keep.

Vogue and retail

SHEIN loyalty program

There are a number of methods to earn loyalty factors with SHEIN – it’s not nearly spending cash.

You earn Shein factors for every £1 you spend however earn extra once you merely verify your registration, depart a assessment, or test in each day on the app.

Each 100 factors offers you £1 to spend on the positioning, and the factors can take off as much as 70% of the merchandise you buy.

Factors expire, and also you often have as much as three months to make use of them.

Ikea Household

Ikea Household is free to hitch and presents a bunch of freebies, together with a free scorching drink of their cafe in the course of the week.

You’ll even have entry to workshops, occasions, member reductions on merchandise and injury insurance coverage on the transit of your items. 

H&M Membership

You gather 1 level each time you spend £1 in retailer or on-line, and additional factors once you deliver your personal bag in retailer. 

After you gather 300 factors, you turn into a Plus Member and get particular cash off coupons.

Membership consists of 10% off one buy once you be part of, invitations to particular occasions, pre-sale entry, free click on and gather and particular member costs.

The Works

Once you gather 50 factors at The Works, you will get a voucher to redeem in your spend.

Nevertheless, The Works has determined to finish its loyalty scheme, and you may now not gather factors after Saturday 30 Match 2024.

In case you have any vouchers, you may redeem them till 29 June 2024.

TK Maxx / Homesense Treasure

TK Maxx and Homesense share a loyalty scheme.

You gather a “key” once you store and might gather a most of three each day throughout each shops.

Once you gather 5 Keys, you may decide a reward, together with a non-public chef expertise, a Ugandan woven platter or eco-friendly bamboo straws. 

Matalan Rewards

Matalan Me permits you entry to unique reductions moderately than amassing factors.

You get rewards for purchasing however can use them to get cash off one other time. You get the possibility to buy the sale first, get a birthday deal with (a reduction code) and have the possibility to win your basket.

M&Co Loyalty and Rewards Scheme

With the M&Co loyalty scheme, you gather factors once you store. 

For every £1 you spend on-line or by means of the app, you’ll gather 5 factors.

Once you get to 500 factors, you get a £5 voucher to redeem. 

You additionally get different advantages, comparable to unique reductions and companion presents. 

You may get 15% off for becoming a member of, obtain invitations to occasions and obtain unique reductions. 

Pets at residence – VIP

VIP at Pets at House stands for Very Vital Pet.

Once you be part of their loyalty scheme, you get 10% off on-line, then 10% off in retailer.

They ship you tailor-made presents and financial savings by electronic mail.

Plus, every time your card is scanned, you increase Lifelines for an animal charity of your selection.

John Lewis

Get rewarded with a free scorching drink and a cake once you be part of the free loyalty program at John Lewis.

You’ll additionally acquire insider suggestions, information, product previews, and invites to native occasions.

Monsoon Rewards

You earn 1 level for each £1 you spend. 

Once you’ve saved 100 factors, you’ll earn sufficient for a £10/€10 voucher. The vouchers are issued month-to-month and are legitimate for 12 months to make use of on-line or in retailer at Monsoon. 

With Monsoon Rewards, you may profit from 15% off your first buy, double level occasions, and unique rewards all year long.

Decorate Deal with Your self

The Decorate Deal with Your self scheme earns you 2 factors for each £1/€1 you spend.

For each 100 factors, you get a £5/€5 voucher to your account.

You additionally get free subsequent day supply as a loyalty member. 

Paperchase Deal with Me

The extra you spend, the extra treats you’ll get with Paperchase – there aren’t any factors to gather.

You get a £5 credit score for each £50 you spend and 15% off your first buy.

There are additional perks out there over payday weekends and in your birthday.

Waterstones Plus

With Waterstones Plus, you earn and redeem as you store on-line, in retailer or their cafes.

You get a stamp for each £10 you spend, and ten stamps offers you £10 to buy with.

Plus, you get entry to secret gross sales, seasonable presents and treats in your anniversary 12 months of opening the rewards account. 

There’s a Plus rewards card particularly for college kids the place they will get an extra 5% off each buy.

Smiggle VIP

A large hit amongst youngsters, this store is absolutely in style with children.

Stationery and items can be found, together with baggage, cups, photograph frames and pencil instances.

You get a card and gather stamps after you’ve shopped. 

Once you replenish the cardboard with stamps, you get a free VIP reward.

As a welcome reward, you get 20% off your first buy, plus a particular deal with in your birthday.

City Outfitters Rewards

With UO Rewards, you earn £5 for each 100 factors you gather. You possibly can gather factors for purchasing, leaving critiques, coming into giveaways, purchasing with your personal bag, signing up for his or her emails and extra.

Extra factors strikes you up membership ranges, the place you get further perks and presents for reductions.

You additionally get a ten% voucher off your first store after you be part of. 

Dobbies Membership

You gather rewards with the Dobbies loyalty card for the green-fingered amongst us.

Once you make a purchase order, you gather two pints for each £1 you spend. You possibly can then use these factors and cash off vouchers throughout future retailers.

You additionally get two free scorching drinks a month, plus the continued good thing about 10% off vegetation, bulbs and seeds all 12 months spherical.

In contrast to different loyalty isn’t, the Dobbies Membership isn’t free. It’s essential to pay £12 to hitch the membership yearly. As a one-off, it’s not price it, however for the sake of two free drinks a month, plus the continued cash off seeds, if you’re a eager gardener, you’ll make your a refund.

Cellphone loyalty schemes

02 Precedence Moments

As an 02 buyer, whether or not pay as you go or contract, you get entry to freebies and presents on the o2 Precedence Moments app.

Three+

As a Three buyer, you need to use the Three+ app to get reductions and financial savings on a few of your favorite locations.

You additionally get entry to pre-sale tickets for festivals.

Vodafone VeryMe

For pay as you go and contract prospects, Vodafone customers can get rewards and a free deal with each Friday. You additionally get a free membership with the Gourmand Society.

DIY retailer loyalty playing cards

B&Q Membership

Personally, I’ve not seen an enormous profit from utilizing the B&Q Membership.

The primary helpful factor is that you just get a voucher for £5 off a £30+ spend. This voucher takes two days or so to achieve you, so plan to enroll earlier than heading to the shop.

Everytime you store, you scan your card, however you don’t get any factors. As a substitute, you randomly get an electronic mail with a money-off voucher – helpful should you plan to buy anyway…

Wickes Commerce Professional Low cost

It’s essential to present proof that you just work within the commerce to join this loyalty card.

When you can, you’ll get a ten% low cost every time you store on-line or in retailer.

Is it price having a loyalty card?

It relies upon if you will purchase one thing from that retailer within the first place. It might be cheaper to buy elsewhere than get a loyalty card bonus. Your loyalty card shouldn’t be the one purpose to buy in a single place, as you’ll doubtless not get the most effective general worth. 

It’s good to concentrate on retailers’ advertising tips to hook you into spending cash. A reduction is barely price it should you spend that cash anyway.

FAQs