It is bizarre to look again over 20 years and see how a lot has modified in your world. For me, it’s issues like, The Dave Ramsey Present is now The Ramsey Present. I’m not the one host—I co-host the present with the Ramsey Personalities. My firm had fewer than 200 folks 20 years in the past. Right this moment we now have greater than 1,000 crew members. My children, who had been brain-damaged youngsters again then, are actually grown up and dealing alongside me on a shared mission to vary lives.
Twenty years in the past, social media was simply being born. Nobody knew what a podcast was. We had an internet site, and whereas the design wasn’t unhealthy for the early 2000s, it could be painful to take a look at at the moment. Again then, conventional media—radio, tv, (precise printed) newspapers, magazines and books—was king. These had been the make-or-break choices for reaching your viewers. And so they had been all robust to crack into. Most books by no means bought various thousand copies. And that’s the form of setting we launched The Complete Cash Makeover into.
We knew there was a necessity for down-to-earth, commonsense cash recommendation. We had been already reaching tens of millions of individuals with precisely that on the radio present and thru Monetary Peace College. However did we now have any concept that The Complete Cash Makeover would ultimately turn into probably the most widespread private finance books in historical past? That it could spend over 1,000 weeks on the bestseller lists and attain 10 million folks world wide? That 20 years later, we might be celebrating its success and the lives it’s remodeled?
No, I can’t say we did. We hoped for it. We prayed for it. However to face right here at the moment and look again, seeing how a lot has modified whereas The Complete Cash Makeover has remained a strong, fixed supply of hope for therefore many, I can solely say God has blessed our efforts past something we may have imagined.
Why It Nonetheless Works
I discover it humorous that as we’re celebrating the longevity of The Complete Cash Makeover, a brand new crop of naysayers has emerged who say God’s and grandma’s methods of dealing with cash don’t work anymore. Extra particularly, they are saying I’m an out-of-touch boomer who has no clue what it’s wish to be younger and broke today. There’s even a TikTok hashtag for it: #DaveRamseyWouldntApprove. That’s cute. I make for nice clickbait on social media.
That’s not a brand new accusation. Ever since I began doing this, folks have mentioned the plan gained’t work. So, let me counter an outdated accusation with a good older thought. My pal Larry Burkett, who has since handed away, had a present again within the Nineteen Eighties referred to as Cash Issues. He would at all times say cash points are by no means the issue. They’re the symptom.
Debt shouldn’t be the issue.
Inflation shouldn’t be the issue.
Rates of interest usually are not the issue.
The price of day care shouldn’t be the issue.
This can be a you drawback. Till you cope with you, you’ll by no means have monetary peace.
That’s the reality that anybody who’s learn The Complete Cash Makeover already understands: If you wish to change your cash, you have to vary. It’s a must to select to take the steps to stay like nobody else so later you’ll be able to stay and provides like nobody else. As a result of while you don’t select to take these steps, by default, you will have chosen mediocrity. You might have chosen to be regular.
The plan and ideas specified by The Complete Cash Makeover—what we’ve began calling “The Ramsey Method”—labored 20 years in the past and nonetheless work at the moment as a result of they’re constructed on that basic reality. The Complete Cash Makeover has been reworking lives for many years, not as a result of I share some new “secrets and techniques of the wealthy” or as a result of I clarify the debt snowball higher than anybody else. It’s been reworking lives as a result of it introduces readers to the one factor all of us must cope with to have true, lasting change: the individual within the mirror.
Have fun Your Complete Cash Makeover
As a part of the celebration of the twentieth anniversary of this e book, we’ve launched an expanded and up to date version of The Complete Cash Makeover. It covers all the identical timeless ideas as the unique—the identical ideas that tens of millions have adopted to turn into debt-free, repay their properties, and even turn into millionaires. And, as a result of the world is rarely brief on unhealthy concepts about methods to get wealthy fast, it offers with some new cash myths too.
I do know our followers will adore it. And I can’t wait so that you can have your individual copy. However the finest technique to rejoice the twentieth birthday of a e book that’s remodeled so many lives is to purchase a duplicate to present away. Give it to somebody who’s working out of hope. Somebody who’s being crushed by their debt or by the stress of cash fights with their partner. Somebody who believes all of the incorrect issues about why they will’t get forward. Somebody who wants a complete cash makeover—similar to you and I did.
You’ll not solely assist somebody change their household tree, however you’ll additionally maintain The Complete Cash Makeover’s legacy of hope and transformation going sturdy.
